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Home Credit

Home Credit

Your home is undoubtedly your most treasured asset. That is why its maintenance and upkeep is of utmost importance. So while you invest in its renovation / extension, let us take care of all your expenses. This facility not only limits to home renovation / extension but also suffices for medical and educational needs.

Standard Chartered Home Loans gives you the unique feature of reducing you principal balance through partial and full pre-payments. This allows you to reduce your overall mark-up costs as and when you have access to additional funds. For the convenience of our customers our highly skilled relationship managers make it an easy process. We will disburse your loan within 15 days, provided that all the relevant documents are submitted on time.

Loans against owner-occupied residential property for pre-defined purposes of home improvement / renovation, financing of education or for medical treatment.

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Exclusive features available on Home Credit:

  • Loan amount of up to PKR 10,000,000 to fulfill your requirements
  • Repayment tenor ranging from 1 to 10 years
  • Loan to value maximum of up to 60 % of the property value
  • Minimum Net Income as low as PKR 20,000 per month
  • Markup rates for Mortgage Loan for Salaried is 17.00% & Self-employed is 17.50% per annum
  • To avail higher loan amount Standard Chartered Home Loans offers you the option of clubbing the income of your spouse and blood relatives

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For more information on the choices available

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